Daily Capital — Pakistan's Checklists for Everything
261 step-by-step guides for the paperwork, payments, and processes you actually deal with — BISP, NADRA, electricity bills, telecom packages, FBR returns, mobile wallets — all in plain language, no login required.
Daily Capital indexes every routine bureaucratic task Pakistanis actually need to handle — from pulling a LESCO bill at 2 a.m. to applying for the CM Punjab Laptop Scheme. Each guide opens with the exact checklist of what you need before you start, then walks through the process, then flags what goes wrong. No login. No app. No fees.
The portals you actually use
Every DISCO bill in Pakistan can be pulled online in under a minute if you have the right reference number and the right portal. We cover all 11 electricity distributors plus both gas companies, with the actual URL for each one and the trick to extract the 14-digit reference if you've lost the paper bill.
All 11 DISCOs covered. Check by reference number, pay via JazzCash or Easypaisa, file a complaint when the FPA charge looks inflated.
13 guidesSNGPL and SSGC bill checks, new connection applications, leakage reporting helplines, and the complaint procedure for an obviously wrong meter reading.
1 guidePull your WASA bill online by consumer number — works for Lahore, Faisalabad, Multan, and Rawalpindi water and sanitation authorities.
What the official portal won't tell you
Most CNIC renewals, passport applications, driving licenses, and government scheme registrations don't actually require an agent. The portals exist; the documentation just isn't centralized. Each guide here lists exactly what NADRA, DLIMS, DGIP, or the Punjab Excise office will ask for — and the specific things they reject applications for.
Laptop scheme, Honhaar scholarship, Ration Card, Asaan Karobar, Roshan Gharana solar, Sehat Card Plus, and every scheme launched in this term.
15 guides8171 eligibility check, registration walk-throughs, JazzCash and Easypaisa payment collection, Taleemi Wazaif, and complaint filing.
15 guidesNew CNIC application, Pak Identity portal renewal, address changes, NICOP for overseas Pakistanis, B-Form, FRC, succession certificate.
13 guidesDGIP online renewal, e-passport application, Asaan App fee payment, child passport, fast-track timelines, RPO collection.
18 guidesMTMIS Punjab verification, e-challan checks by CNIC or number plate, ownership transfer, token tax payment, smart card application.
15 guidesDLIMS Punjab online application, learner permit, theory test prep, e-license download, international driving license.
12 guidesDIRBS registration, PTA tax payment, IMEI checks, dual-SIM handling, the 60-day deadline for phones brought from abroad.
14 guidesIRIS portal registration, becoming a filer, ATL status checks, NTN, salary tax deductions, freelancer return filing, sales tax registration.
12 guidesNaya Pakistan housing application, land record on PLRA, property fard, mutation (intiqal), DC rate checks, property transfer paperwork.
Bundles, codes, and the auto-renew traps
Every Pakistani carrier publishes daily, weekly, and monthly bundles — but the activation codes, FUP throttling thresholds, and auto-renewal traps live inside the carrier app's PDFs. We pull them out and list them by operator. Updated when bundles refresh.
Daily, weekly, monthly call bundles plus internet and SMS packages. Activation codes verified against the Jazz World app.
3 guidesTelenor call, internet, and SMS packages. Includes the 4G Mahana Rasai and Onic-style hybrid bundles.
3 guidesUfone call packages, mobile internet bundles, and SMS plans. Activation via *5000# or the Ufone App.
3 guidesWarid call, internet, and SMS packages — for legacy Warid SIMs still on the original numbering range.
3 guidesZong 4G call, internet, SMS bundles. The largest 4G subscriber base; bundles refresh roughly quarterly.
3 guidesPTCL, Nayatel, and StormFibre home internet plans — with current speed tiers, install fees, and Wi-Fi router add-ons.
5 guidesAll five carriers covered — Jazz, Zong, Ufone, Telenor, Warid — with WhatsApp-only daily and monthly subscriptions.
Wallets, transfers, and the solar math
JazzCash and Easypaisa now handle more bill payments than every Pakistani bank app combined. RAAST is reshaping account-to-account transfers. And net metering — when you can actually get NEPRA's DISCO to approve it — turns rooftop solar into a meter that runs backward through peak hours.
Account opening, bank linking, RAAST instant transfers, utility payments, the loan products both wallets offer (and what they actually cost in markup).
14 guidesNet metering application, net billing rules (the post-2024 ones), panel sizing for your roof's actual square footage, Tier-1 brand picks.
Consumer picks for Pakistani buyers
Purchase decisions that affect Pakistani shoppers specifically — construction quotations in Lahore, mobile repair display types, contact lenses, signature fragrances, pet care during heatwaves, business software built for FBR. Written for people who actually shop in Pakistan, not for the global blog template.
Grey structure rate per sq ft in Lahore — current 2026 numbers.
EditorialOLED vs Incell vs original LCD — what your repair shop is actually selling you.
EditorialBella lenses versus FreshLook — Pakistani eye care perspective on both.
EditorialBuilding a signature scent — picking a perfume that works in Pakistani heat.
EditorialGrain-free vs regular dry cat food — does the marketing claim hold up in Pakistan.
EditorialFBR tax filing — accounting software built around Pakistan's specific tax structure.
Frequently Asked Questions
Daily Capital is an independent editorial team based in Pakistan. We don't take advertorial placements from telecom carriers, distribution companies, or the government departments we cover — which is why notes about FUP limits, auto-renewal traps, and rejected documents stay direct. There's no commercial relationship steering the wording.
Every page carries a dateModified at the bottom that reflects the last verification pass. Rates and portals get reviewed whenever a federal budget passes, a provincial scheme launches, or a department updates its system. Telecom activation codes are cross-checked against the carrier app twice a year.
No. Daily Capital is informational only. We link to the official portals — FBR IRIS, DLIMS, DGIP, PLRA, the 8171 web portal, MTMIS Punjab — but we never process applications on your behalf. Once your checklist is ready, apply directly through the official link shown in each guide.
Carrier USSD codes are verified against each operator's own app and website. Codes change once or twice a year, and the verification date at the bottom of every telecom page tells you when we last cross-checked. If a code stops working, the carrier likely renamed the bundle — dial *111# (Jazz), *345# (Telenor), or the equivalent for the current package list.
No forms anywhere on the site. No account signup, no email collection, no tracking pixels beyond standard CDN access logs. Every page is static HTML; we don't have a backend that could store user data even if we wanted to. The guides are read-only reference material.
The editorial blog covers consumer purchase decisions specific to Pakistani buyers — construction quotations in Lahore, mobile accessories, contact lenses, perfumes, pet care — and links out to specific Pakistani retailers we've vetted. Those outbound commercial links are the only revenue source. Government, telecom, and utility guides carry no commercial relationships.